During a Credit Counseling session, we will help improve the understanding of credit and how it works. Main focuses are: Credit Score Formula, Sections of a Credit Report, Collections, and Your Right as a Consumer.
During a Money Management session, we will help by forming a plan to tackle your financial obstacles. Main focuses are: Household Income, Household Debt, and Creating a Budget.
During your Homeownership Education session, we will help by guiding through your journey to homeownership. Main focuses are: Debt-to-income Ratios, Credit, Loan Programs, Loan Terms, Building vs. Buying, and Creating an Action Plan.